Dwelling coverage is the part of a standard home insurance policy that typically pays when your home is damaged by hail, wind, fire, and other covered perils. function gtag(){dataLayer.push(arguments);} Net Worth is the total value of all your assets including property and investments minus liabilities (what you owe). All insurance products advertised on Coverage.com (the “Site”) are underwritten by insurance carriers that have partnered with HomeInsurance.com, LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the website and/or the sale of insurance to you. Just like home and auto insurance, comparing condo insurance quotes from different companies can save you money on your coverage. For $300,000 dwelling coverage with a $1,000 deductible and $300,000 liability limits, the average rate of $5,187 in Miami ZIP code 33135 is the highest for the city. Other discounts are also available. Rent House Condo. 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